What Is Substantial Gainful Activity (SGA) and Why It Matters

SGA is one of the most important disability rules and one of the most misunderstood. If your earnings exceed SSA limits, your claim can be denied even with medical issues. California applicants should check SGA before changing work activity. Here is what to watch.

Current SGA thresholds

SSA updates SGA earnings thresholds regularly; always verify current numbers.

How SSA calculates earnings

SSA reviews countable work earnings and patterns, not just one paycheck.

Trial Work Period

Some beneficiaries can test work under SSA rules without immediate termination.

Part-time work risks

Part-time work can still trigger issues if earnings or function contradict disability claims.

Common Mistakes

• Assuming part-time work is always safe
• Failing to report work changes promptly

When to Get Help

Before working, verify how income could affect your current or pending benefits.

Know your income limits before working. Book Free Consultation.